Simon Pugh

When might global interoperability become realized? What is going to be the "killer application" that revolutionizes the mobile payments industry? While key groups work toward a solution for standardization, the compelling business proposition for mobile payments has not yet been identified. Gone are the days when e-commerce components and business service implementations were in a divergent state. Gone are the days with little consensus on concepts, architectures, and building blocks. Gone are the days when companies were able to create technological lock-in for their proprietary solutions. Today's current competitive environment is driven by rapid technological developments. Nontraditional players who are equipped to exploit new opportunities are entering key markets. At the same time, progress in electronic communications has led to increased technical collaborat... (more)